It’s spring, and what’s the first thing everyone thinks of when they think of spring? Besides hay-fever, that is. Summer weddings! Whether you’re tying the knot this summer, thinking about popping the question or just looking for a way to put a little padding in your bank account for when the big day does come, you can get a head start by shopping around for cheap car insurance quotes.
Cheap car insurance quotes? Wait, cheap car insurance quotes actually have something to do with my wedding?
You’d be surprised. If you know anything at all about saving for a wedding you know that it’s going to be a drain on almost all of your resources, starting with your finances and working its way up! Since the last thing you want to do is cut corners on what promises to be one of the greatest days of your life, you need to find ways to cut corners on the other expenses you have going out each month.
Starting with your car insurance.
It doesn’t matter if you live in a state that lets you drive uninsured or not (or drive without shoes, which is actually illegal in VA!), you really don’t want to do it. That makes paying for insurance an important part of your monthly finances, albeit a much less important part than trying to save $25,000-$50,000 in your savings account to pay for the damages if you got in an accident without your insurer there to back you up!
So, whenever you’re looking to buy anything cheap in today’s techno-driven society, where’s the first place you go? Right. Out on the web. Why? Because there are a huge number of suppliers, you have plenty to choose from, and the cutthroat competition between businesses that can’t rely on customer service and pretty lobby decorations to seal the deal keeps the prices low.
That’s exactly how it works when you’re shopping for cheap car insurance quotes online. Since most states have mandatory guidelines when it comes to insurance (and lenders even more so), they don’t have a whole lot of wiggle room when it comes to the services they provide. Some of them tried adding ribbons and lace onto their policies in the form of emergency roadside assistant, travel discounts, yadda yadda yadda, but before long so many companies were doing the exact same thing that it stopped being a selling point.
So how to car insurance companies compete? By price.
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Aside from the fact that they spend their entire career trying to find ways to offer you cheaper car insurance quotes than the guy next door, insurance companies also offer discounts just for buying online. Remember, when you help keep down their overhead costs, they’re going to help you do the same thing. If they’re not paying a huge pool of human resources they’ve got more money to put toward helping you save on your insurance.
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