home Celebrities The Naked Truth About Errors and Omissions Insurance in the World of Indie Film Distribution

The Naked Truth About Errors and Omissions Insurance in the World of Indie Film Distribution

Errors and Omissions Insurance (E & O Insurance) is something every movie producer needs if they want to sign a movie distribution deal.

I’m not an entertainment attorney or insurance salesperson, but Errors and Omissions Insurance protects you and the movie distributor you sign a deal with from different lawsuits common in the entertainment business.

These include allegations of breach of contract, copyright infringement, defamation or degrading of products (showing trademarks on camera), invasion of privacy, infringement on title, slogan and lots of other nasty legal salvos.

It’s an insurance policy that protects a movie producer and movie distributor’s ass in the course of doing business in the entertainment industry.

Errors and Omissions Insurance doesn’t deal with the creative side of making movies, so lots of times some indie movie producers don’t plan for it in their movie budgets.

But if you want to sell your show to a movie distributor you’ll have to learn what it’s all about at some point.

That’s unless you’re movie distribution plan is using your own blog to sell digital downloads or DVDs online or hitting the streets with copies in the trunk of your hybrid vehicle.

I know more than a few indie filmmakers that make decent money selling movies that way without ever having to worry about the cost of an Errors and Omissions Insurance.

I respect their energy and push to get out there to sell their movies directly online or in person through all sorts of ways. That’s a post on self-distribution left for another day.

The Catch-22 with Errors and Omissions Insurance has to do with dealing with movie distributors.
Every distribution deal coproducer Tim “Timbo” Beachum and I have been involved with from selling indie movies to reality programs has involved E & O Insurance.

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After you finish your movie odds are you’re going to want to land meaningful distribution for it.
That means working with a movie distributor to get released by mainstream retail outlets domestically and internationally in every medium possible.

Movie distribution deals for indie cinema usually happen two ways. A movie is screened at different film festivals, gets the attention of distributor and a film distribution agreement is offered to acquire the rights or an offer is made to buy the movie rights outright.

Or you skip the film festival circuit and contact movie distributors directly with a screener and your other marketing materials like artwork etc. If they like what they see a distribution agreement is sent your way to consider.

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