Statistically it has been proven that female drivers are safer drivers than men. Thus every piece of information that is provided when a female applies for car insurance is taken into consideration when a quote is been prepared and car insurance premiums are calculated.
o Female drivers over and above the age of fifty receive real cheap car insurance, as woman over this age has been proven to less likely claim.
o To be in possession of numerous policies with the equivalent company puts you in the run for a discount on you insurance premium. Should you possess more than one car, it is advisable to insure them with the same insurance company.
o Excess refers to the total amount of money which the policy holder should pay in order for a claim to be carried forth; the insurance company takes care of the rest.
o Where you are located will have some effect on the calculations of your premiums. Should you be located in the country side, your premiums would be less than those that reside in the city, as the crime and accident levels are way higher.
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o On the application form for your car insurance you are asked a total of your mileage per year. Should your mileage fall under a limit set by the insurance company, you will find yourself with a discount on your premiums. This been that you do not spend too much time on the road and are at lower risk of accidents.
o You are asked to give a list of people that would be driving your car while you are insured. The less named drivers that you have would lessen your premiums. It is advised to have no names on the list at all.
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